Let's talk about
your loan.
Pick a time that suits you — 15 or 30 minutes,
on the phone or via Zoom. No pressure, no jargon.
Pick a time
All times shown in your local timezone. You'll receive a calendar invite immediately.
15 minutes, well spent
Here's what we'll cover in your free consultation — and what happens after.
A quick chat about what you're trying to do — buy, refinance, invest, or build — and your timeline.
We'll talk through likely borrowing capacity, structures and the rates we'd target from 40+ lenders.
After the call we'll send a clear summary so you have everything in writing. No pressure to proceed.
Common questions
A few quick answers to put your mind at ease before the call.
Is this really free?+
Yes. There's no charge for the consultation, and there's no charge if you proceed with us — we're paid by the lender after settlement, and lenders price loans the same whether you go through a broker or direct.
Will this affect my credit score?+
No. A consultation involves no credit check. We only run a credit enquiry once you've reviewed your options and given us explicit consent to formally apply for a loan.
What if I'm not ready to apply yet?+
Perfect — most of our clients aren't. We're happy to plan ahead 6–12 months before a purchase or refinance so when you're ready, the strategy is already in place.
Do I need to prepare anything?+
For the first chat, no. If you'd like indicative numbers on the call, a rough idea of your income, current loan balance (if refinancing), and what you're trying to do is helpful — but optional.
Can I have the chat over the phone instead of Zoom?+
Absolutely. When you book, you'll be asked your preference — phone, Zoom, or in-person at our South Yarra office.